How can I pay my expenses on board a cruise?
Traveling on a cruise is shaping up to be one of the most exciting and complete experiences for lovers of maritime adventures. However, one of the most frequent doubts among passengers is how to manage their expenses on board and that coins are accepted. In this article, we offer you a detailed guide to resolve all your concerns in this regard.
Legal tender on board
The currency used on your cruise will depend on the region you are traveling in and the itinerary you select.
- In the Cruises sailing around the Mediterranean, Canary Islands, Northern Europe, and the Antilles, as well as those transatlantic voyages that depart from Europe, the legal tender will be the Euro (€).
- For Caribbean, South America, South Africa cruises and those transatlantic ships from America to Europe, the accepted currency will be the United States Dollar ($).
- In some cases, such as certain Cruises from Southampton, it is also possible that the pound sterling (£).
If the itinerary includes several countries with different currencies, it is advisable to carry a reasonable amount of cash in dollars, since it is the most internationally accepted currency.
Payment methods on board
During your cruise stay, there are several ways to make payments, each with its advantages.

1. Credit and debit cards
The t are the most widely used and accepted method. Accepted brands include: Visa, Mastercard, American Express and in some shipping companies even Diners o Discover.
- Debit cards: Although their acceptance is less than that of credit cards, many shipping companies allow their use upon prior registration and authorization.
- It is important to enable these cards for international use before traveling.
2. Cash payment
Although less common, some shipping companies allow payment with cash. This usually includes initial deposits to cover the estimated expenses of the stay. If there is any money left over from the deposit, it will be returned at the time of check-out. landing.
3. Cruise wallet card
At the time of boarding, each passenger receives a boarding pass, which not only serves to access the cabin, but also as a wallet card. expenses incurred are automatically loaded onto this card and settled at the end of the cruise.
Control and monitoring of expenses
It is essential to keep track of your account status during your cruise to avoid surprises at the end of the trip.
- Check your provisional balance at the customer service points on board.
- Save all tickets to be able to verify possible discrepancies.
- At the end of your cruise, you will receive an itemized bill, so it is important to review it before leaving the ship.
Currency exchange offices and ATMs
On most cruises, you will find ATMs that make it easy to cash withdrawal in cash. Also, some shipping companies have exchange offices on board so you can easily convert currencies, although exchange rates are usually higher than at banks on land.
Additional recommendations
Here are some tips to help you enjoy your cruise without financial complications:
- Find out about the payment system and coins accepted before boarding.
- inform your booth about your trip to avoid blocks on your card.
- If you are traveling outside of Europe, consider bringing dollars for use on stopovers and excursions.
- Avoid carrying large amounts of cashFor added security, keep it in your cabin safe.
- Consult travel insurance policies specific to cruise passengers. They could cover possible losses or additional expenses.
Remember that each cruise line has its own policies regarding payment methods, so it is always advisable to check the specific conditions of the cruise you choose before traveling. With this guide, you will be better prepared to manage your expenses on board and enjoy an unforgettable experience at sea.

