Ngithole imibuzo eminingana mayelana nokuthi ngikhokha kanjani izindleko nezimali eziphathwa ohambweni lomkhumbi olubiza emazweni ahlukahlukene. Kanjalo, Kuyinto eyodwa lapho imali ungakhokha khona izindleko onazo ngaphakathi komkhumbi nomunye umbuzo, osobala, izindleko ozenzayo ethekwini noma ezindaweni lapho uya khona ohambweni.
Ngokuvamile, ohambweni lomkhumbi olwenziwa ngeMedithera, eCanary Islands, eNyakatho Yurophu, e-Antilles nalolo hambo lwe-transatlantic olusuka eYurophu, ithenda elisemthethweni elikuyo euro.
Futhi ngohambo lokuhamba ngesikebhe eCaribbean, eNingizimu Melika naseNingizimu Afrika, kanye nohambo oludabula olwandle i-transatlantic olusuka eMelika lufike eYurophu, ithenda elisemthethweni elikuyo Idola laseMelika.
Kunesincomo esijwayelekile esithi uma uhamba ngaphandle kwe-Europe, kungcono ukukhokha ngama-dollar.
Iqiniso ukuthi noma yiziphi izindleko onazo esikebheni, futhi lokho akufakiwe kuthikithi Ungakwenza ngokheshi, ngokheshi, noma ngekhadi lesikweletu, Kuyiqiniso ukuthi bayayemukela kanye nalabo abadonswa ngokusho kwenkampani yokuthumela. Amakhadi wesikweletu ajwayelekile kakhulu yi-American Express, Visa, Mastercard neDiners, ngale ndlela yokukhokha kuzoba yibhange lakho eliguqula imali.
Okuvame kakhulu lapho ukhokha ngekhadi lesikweletu ukuthi ifomu ligcwaliswa ngemininingwane futhi ngosuku lokugcina ngaphambi kwesikhathi bakushiyela i-invoyisi yesikhashana ukuze ukwazi ukuqinisekisa ukuthi konke kulungile. Nganoma yisiphi isikhathi sohambo ungacela ukunyakaza kwakho nesimo se-akhawunti.
Ngokuvamile izinkampani zokuthumela ziqinisekisa ukuqoqwa kwemali "okuphoqa" ukushiya a idiphozi encane, ukuze ukudlula kokugibela futhi kube yikhadi lemali. Lapho idiphozi isiphelile, uzothola umyalezo oyisixwayiso, ukuze ukwazi ukufaka kabusha ikhadi, ngokwesipiliyoni ngincoma ukuthi uwagcine wonke amathikithi. Ngincoma ukuthi ufunde le ndatshana mayelana ukuthenga olwandle oluphakeme.
Kungenzeka futhi ukuthi umkhumbi unakho I-ATM nehhovisi lokushintshanisa.